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849.08 Gambling.— Whoever plays or engages in any game at cards, keno, roulette, faro or other game of chance, at any place, by any device whatever, for money or other thing of value, shall be guilty of a misdemeanor of the second degree, punishable as provided in s. Florida, also known as the Sunshine State, is known for its fantastic weather and beaches. But it also has a thriving gambling scene with plenty of legal casinos that offer a wide range of games to 19 million residents. The Florida gambling laws are a little complicated and not all Florida casinos are able to offer FL gamblers all the classics. Gambling Age in Florida. Like many states, the gambling age in Florida depends on the game in question. To play bingo or poker, players must be aged 18 or over. Other forms of gambling, such as table games, slots, and betting on races require players to be 21 and over. There are exceptions to the rule, like casino cruises that leave Port Canaveral. Florida law actually makes it illegal for residents to partake in unregulated gambling, such as offshore sports betting. Most state laws put the onus on operators who accept bets, but Florida also outlaws playing poker at an unregulated facility or over an unregulated device.

• Is Gambling Illegal In Florida
• Is Poker Gambling Legal In Florida
• Where Is Gambling Legal In Florida
• Is Gambling Legal In Florida
• Legal Gambling Age In Florida

There have been big changes with regards to gambling regulation in the USA since 2018, when the Supreme Court invalidated a law that had banned sports betting in most states. A number of states have since then legalized and regulated sports betting, at land-based locations and online, and quite a few others, including Florida, are exploring the feasibility of doing so.

A Brief Overview of Gambling in Florida

Gambling has been around in Florida since the time of the Great Depression in 1932. It generates annual revenue of about $2 billion, though that number took a big hit in 2019, falling steeply to $574.65 million. There are 2 commercial casinos, 25 racinos and 8 tribal casinos. The official body responsible for regulating casino gambling in Florida is the Florida Division of Consumer Services.

Legalized gambling avenues in the state of Florida include pari-mutuel betting, a state lottery that ranks 3^rd nationally, land-based casino gaming, poker rooms, social gambling and cruise ship gambling. Section 849.08 of state laws doesn’t allow hosting of online casinos. The next section sheds more light on this.

Online Gambling in Florida

The operation of online gambling websites has been deemed illegal in Florida, but there is no law prohibiting people from playing at the online casinos run by overseas operators. And there are quite a few of these around; a number of them have accepted US players despite the passage of the Unlawful Internet Gambling Enforcement Act (UIGEA) in 2006.

One of the strongest advocates of a continued ban on online casino gambling in Florida is Ricky Scott, the Governor of the State. To many it may come as a surprise, given that one of the biggest supporters and donors of the governor is billionaire businessman Sheldon Adelson.

Dig a little and one of the reasons for the governor’s dislike of online casinos becomes clear – Sheldon Adelson is a big player in the land-based casino establishment and Founder, Chairman and CEO of the Las Vegas Sands Corporation, which owns a number of reputed casino establishments.

The Need to Regulate Online Gambling Regulation is Right for Florida

Regulating online gambling has always been a better option in the long run than banning it, and this applies to the situation in Florida too. Here are a few reasons why it would be good for Florida.

Prevent the Mushrooming of Illegal Online Gambling Websites

One of the most important issues that regulation addresses is the emergence of illegal online gambling sites. And this is not just theoretical assumption: back in 2018 this was actually an issue that the administration in Jacksonville faced. There were hundreds of internet cafes springing up in strip malls there – many of them operating as adult arcades – of which only 90 had obtained appropriate licensing.

There have been other issues as well: in 2013 the FBI raided 49 internet cafes that were run by a charity based out of St. Augustine, Allied Veterans of the World. The allegations by state prosecutors were serious – they said these cafes functioned as fronts for money laundering and illegal gambling.

Make Swift, Secure and Easy Payments

One of the biggest problems that regulating online casino gambling in Florida would solve is giving you access to multiple secure and reliable payment methods. Depositing money from your bank account directly into your casino account can be tricky currently, given the situation related to gambling regulation here.

The way out would right now is to find an online casino that accepts cryptocurrency or credit cards, or use any of the limited e-wallets that the casinos accept. Regulation would change all this and ensure you are able to make payments swiftly. Until this happens, you can keep playing at US online casinos that miraculously are still able to take deposits and payout winnings!

Access Casinos Powered by the Best Vendors

The overall online gambling landscape in the country is changing and this is reflected by the number of casino software vendors who are slowly making their way back again to the US. This is a major change compared to earlier times when only a few vendors like Real Time Gaming (RTG), Scientific Games and BetSoft Gaming catered to US players.

Big names that are slowly making their way back to the US market include, among others, NetEnt, Playtech, Play ‘N Go and others. A direct impact of more vendors entering the Florida market will be on the number of games available to players. Currently, the casinos you get to play offer about 300 games at the most – that is the maximum number of games from RTG and the other vendors around.

Once the remaining vendors enter the Florida market subsequent to the regulation of gambling, they will be able to access all those multivendor casinos with 1000+ games that use white label gaming platforms to give you the best games from multiple vendors at one location.

Get Easy Access to Online and Mobile Sports Betting

Currently, Florida doesn’t allow online and mobile sports betting along with online casino gambling. The only exceptions when it comes to sports betting are Jai Alai betting and gambling on cruise ships. There have been numerous attempts over the years to legalize sports betting in Florida, the latest happening in 2019 with the introduction of the SB 968 bill.

The same is the story with online and mobile casinos as well, as mentioned earlier. We need to add here that while online and mobile casino gambling and sports betting are illegal in the state currently, players do have the option of signing up with sites run by overseas operators. That is a good option to have, but it comes with its own risks.

Banning is not the Solution

One thing is clear: the smart thing to do is legalize and regulate, not ban, online gambling in Florida. The advantages are numerous and the disadvantages nominal. All the casinos will of course need to follow the stringent guidelines laid down regarding responsible gambling and privacy policy.

As of now, all we can do is wait and hope that the regulation process takes off smoothly and is accomplished at the earliest – say by the end of 2020 or early 2021.

Gambling is a huge source of income for the state of Florida. Tax revenue
from slot machines alone totaled over $70 million in 2016.

But not all types of gambling are legal in Florida.

Online Florida gambling sites, roulette, craps, daily fantasy sports and some
other games are illegal in Florida.

This page covers all these topics, and more.

Online Gambling and Florida Law

Is Online Gambling Legal in Florida?

No written laws pertain specifically to online gambling in Florida. There’s
not a clear answer to this question, but our best guess is that online gambling
is illegal in Florida.

Section 849.08 of the Florida Statutes says this about gambling:

“Whoever plays or engages in any game at cards, keno, roulette, faro or other
game of chance, at any place, by any device whatever, for money or other thing
of value, shall be guilty of a misdemeanor of the second degree, punishable as
provided in s. 775.082 or s. 775.083.”

Thus, playing any game of chance online is illegal.

Most people now consider poker a game of skill. You might think that this
would make poker legal in Florida. You’d be wrong, though.

Section 849.14 covers games of skill.

Here’s what it says:

“Whoever stakes, bets or wagers any money or other thing of value upon the
result of any trial or contest of skill, speed or power or endurance of human or
beast, or whoever receives in any manner whatsoever any money or other thing of
value staked, bet or wagered, or offered for the purpose of being staked, bet or
wagered, by or for any other person upon any such result, or whoever knowingly
becomes the custodian or depositary of any money or other thing of value so
staked, bet, or wagered upon any such result, or whoever aids, or assists, or
abets in any manner in any of such acts all of which are hereby forbidden, shall
be guilty of a misdemeanor of the second degree”

Based on this, games of skill like poker are also illegal.

This section of the Florida Statutes doesn’t reference devices like
computers, but that doesn’t mean it doesn’t apply.

Can I Get Arrested for Gambling Online in Florida?

Online gambling is illegal in Florida. Our advice is to obey the law no
matter where you live.

This does not, however, prevent us from discussing levels of risk involved
with various activities.

No one has ever been arrested or prosecuted for playing online casino games
at Florida gambling sites. The only arrests we know of related to online
gambling were in Oklahoma, and these were related to online sports betting.

Risk levels for players are consistently low. We recommend several offshore
gaming companies who would probably be thrilled to serve customers in Florida.

There’s a legal risk, but it’s small.

Are Daily Fantasy Sports Legal in Florida?

No, daily fantasy sports are not yet legal in Florida.

In 2015, a state senator and representative started a campaign to legalize
daily fantasy sports.

It hasn’t gotten far, but heavy pushes to legalize daily fantasy sports in
Florida are still happening. We wouldn’t be surprised to see it legalized in the
future.

Are Offshore Gambling Sites Safe?

The key to finding safe offshore gambling sites is research. We offer several
recommendations on our site based on our own research, but you should do your
own due diligence, too.

You should research how long the site has been in business and where they’re
licensed.

To keep a business open, you need a steady stream of customers. Finding a
site that has been in business for a considerable length of time means they’re
liked enough to have repeat customers.

You should consider where a site is licensed since different jurisdictions
have different standards. You should look for sites that are licensed in
jurisdictions with stricter regulations, such as the United Kingdom.

Think about the following, too:

How Do I Choose a Good Online Gaming Site?

• Game Variety

What kind of casino games do you want to play? Not all online
casinos offer all casino games. Some players prefer live dealer action, while
others are only interested in having a wide variety of slot machines to choose
from. It’s dumb to sign up for an online casino that only offers slots if you’re
interested in playing card games.

• Tournaments

If you’re interested in tournaments, be sure to check out the
sites tournament section. This is where you can find information like the type
of tournaments they hold, the qualifications for each tournament and the
tournament schedule. Not all online casinos offer tournaments.

• Bonus Terms & Conditions

Almost all online gaming sites offer sign-up
bonuses. Read the conditions of the bonus. You need to know how much you must
wager and what other qualifications you must meet in order to get the bonus.

• Read Reviews

Reading reviews from the members of the site is the tried and
true way to get uncensored information. Everything you read on the site that’s
written by them is simply advertising to you in order to get you to sign up.
Learn how to distinguish between real reviews and those written by shills.

Look for pages that review both the pros and cons of the site from online
gamblers like you.

• Customer Complaints

Try doing an internet search with the name of the site
and the word “complaint.” You might be able to find some complaints or issues
with the site posted various places around the internet along with how the site
handled the complaint. Keep in mind, too, that not all player complaints are
legitimate. Read everything with a grain of salt and a certain amount of
cynicism.

• Deposit Options

Visit the cashier’s page on each site to find the deposit
options available. If they don’t have an option you’re familiar with or
comfortable using, there’s no reason to sign up for the site.

• Contact Customer Service

The point of contacting customer service is to see
their level of professionalism and to see how quickly they get back with you.
Even if you don’t have a real question, send them a simple question. For
example, ask how long it takes to get your funds when you transfer your winnings
to your bank.

You can tell a lot about a company’s customer service by how they respond to
a question from a potential customer.

• Restricted States

Some offshore gambling sites have a restricted list of
states they can’t service. It’s important to check if your state is on this list
or not. You theoretically could end up signing up for the site and winning some
money, but they won’t legally be allowed to pay it to you.

Many of the offshore casinos we recommend on this site are happy to do
business with customers from Florida. Start your research by reading our
reviews. We think you’ll find them more complete and comprehensive than any
you’ll find on our competitors’ sites.

Also On This Page

More Gambling Laws in Florida

• Casino Games (Legal With Restrictions)
• Card Rooms (Pari-Mutuel Only)
• Sports and Race Betting (Pari-Mutuel Betting Legal)
• Lottery (Legal)
• Bingo (Legal)
• Social Gambling (Legal With Restrictions)

Casinos: Legal With Restrictions

Casinos can have card rooms that include poker and dominos. They’re also
allowed to offer other games like slot machines, blackjack and baccarat.

But craps, roulette and keno are illegal in Florida.

Is Gambling Illegal In Florida

According to sections 849.08 and 849.11 games of chance are illegal in
Florida.

Here’s what they say:

“849.08Gambling. – Whoever plays or engages in any game at cards, keno,
roulette, faro or other game of chance, at any place, by any device whatever,
for money or other thing of value, shall be guilty of a misdemeanor of the
second degree

849.11Plays at games of chance by lot. – Whoever sets up, promotes or plays
at any game of chance by lot or with dice, cards, numbers, hazards or any other
gambling device whatever for, or for the disposal of money or other thing of
value or under the pretext of a sale, gift or delivery thereof, or for any
right, share or interest therein, shall be guilty of a misdemeanor of the second
degree”

Card Rooms: Pari-Mutuel Only

According to section 849.086 of the Florida Statutes, card rooms are legal at
casinos and pari-mutuel facilities such as racetracks.

Here’s what it says about card rooms:

“It is the intent of the Legislature to provide additional entertainment
choices for the residents of and visitors to the state, promote tourism in the
state, and provide additional state revenues through the authorization of the
playing of certain games in the state at facilities known as cardrooms which are
to be located at licensed pari-mutuel facilities. To ensure the public
confidence in the integrity of authorized cardroom operations, this act is
designed to strictly regulate the facilities, persons, and procedures related to
cardroom operations. Furthermore, the Legislature finds that authorized games as
herein defined are considered to be pari-mutuel style games and not casino
gaming because the participants play against each other instead of against the
house.”

Here’s what the Florida Statutes says about methods of wagering at card
rooms:

“No wagering may be conducted using money or other negotiable currency. Games
may only be played utilizing a wagering system whereby all players’ money is
first converted by the house to tokens or chips which shall be used for wagering
only at that specific cardroom.”

According to the Department of Business & Professional Regulation website,
only poker and dominoes are allowed in cardrooms.

Here’s what it says:

“Only poker and dominoes are authorized for play within Florida’s licensed
cardrooms. Authorized games are played in a non-banking manner, which
means that the house is not a participant in the game and the players compete
only against each other.”

Sports and Race Betting: Pari-Mutuel Betting Legal

Pari-mutuel betting is legal in Florida on horse races, dog races and other
activities – but only if they take place in a pari-mutuel facility.

According to section 550.155 of the Florida statutes:

“Wagering on the results of a horserace, dograce, or on the scores or points
of a jai alai game and the sale of tickets or other evidences showing an
interest in or a contribution to a pari-mutuel pool are allowed within the
enclosure of any pari-mutuel facility licensed and conducted under this chapter
but are not allowed elsewhere in this state, must be supervised by the division,
and are subject to such reasonable rules that the division prescribes.”

Here’s a question and answer from Department of Business & Professional
Regulation website regarding greyhound betting online:

“Q. The Internet offers wagering on greyhound races in Florida and other
states; is this legal?

A. The Florida Attorney General is of the opinion that this type of activity
is illegal. The only place that pari-mutuel wagering can be carried out in
Florida is at a pari-mutuel wagering track or fronton.”

Lottery: Legal

Florida has a state regulated lottery.

According to the Florida Lottery website:

“The Florida Lottery is responsible for contributing more than $31 billion to
education and sending more than 750,000 students to college through the Bright
Futures Scholarship Program. The Florida Lottery reinvests 98 percent of its
revenue back into Florida’s economy through prize payouts, commissions to more
than 13,000 Florida retailers and transfers to education. Since 1988, Florida
Lottery games have paid more than $52.4 billion in prizes and made more than
1,900 people millionaires”

Games include:

• Powerball
• Mega Millions
• Florida Lotto
• Cash4Life
• Lucky money
• Fantasy 5
• Pick 5
• Pick 4
• Pick 3
• Pick 2
• Millionaire Raffle
• scratch offs that range from $1-$25 games

Bingo: Legal

Bingo for profit at casinos as well as bingo for nonprofit charities are both
legal.

Here’s what section 849.0931 of the Florida statutes has about authorizing
bingo games for nonprofits:

“None of the provisions of this chapter shall be construed to prohibit or
prevent charitable, nonprofit, or veterans’ organizations engaged in charitable,
civic, community, benevolent, religious, or scholastic works or other similar
endeavors, which organizations have been in existence and active for a period of
3 years or more, from conducting bingo games or instant bingo, provided the
entire proceeds derived from the conduct of such games, less actual business
expenses for articles designed for and essential to the operation, conduct, and
playing of bingo or instant bingo, are donated by such organizations to the
endeavors mentioned above. In no case may the net proceeds from the conduct of
such games be used for any other purpose whatsoever. The proceeds derived from
the conduct of bingo games or instant bingo shall not be considered solicitation
of public donations.”

Social Gambling: Legal With Restrictions

According to Section 849.085 of the Florida Statutes, certain games are
allowed at home.

Here’s what it says about these games known as penny-ante games:

” (1) Notwithstanding any other provision of law, it is not a crime for a
person to participate in a game described in this section if such game is
conducted strictly in accordance with this section.

(2) As used in this section:

(a) “Penny-ante game” means a game or series of games of poker, pinochle,
bridge, rummy, canasta, hearts, dominoes, or mah-jongg in which the winnings of
any player in a single round, hand, or game do not exceed $10 in value.

(b) “Dwelling” means residential premises owned or rented by a participant in
a penny-ante game and occupied by such participant or the common elements or
common areas of a condominium, cooperative, residential subdivision, or mobile
home park of which a participant in a penny-ante game is a unit owner, or the
facilities of an organization which is tax-exempt under s. 501(c)(7) of the
Internal Revenue Code. The term “dwelling” also includes a college dormitory
room or the common recreational area of a college dormitory or a publicly owned
community center owned by a municipality or county.

(3) A penny-ante game is subject to the following restrictions:

(a) The game must be conducted in a dwelling.”

According to the above information, penny-ante games such as poker, rummy,
etc. can take place in a residential area if each hand or round doesn’t go over
$10.

Gambling Venues in Florida

All casinos in Florida, which are listed below, are located on Indian
reservation land.

Games found at these casinos include:

• Texas holdem
• Bingo
• Slot machines
• Blackjack
• Baccarat
• Casino war
• Mississippi stud
• Pai Gow poker
• Spanish 21
• Let it ride
• Three card poker
• Omaha

Card rooms, slot machines and pari-mutuel betting are available at some
racetracks throughout the state that are not listed below.

1) Miccosuke Resort & Gaming

500 SW 177th Ave

Miami, FL 33194

Phone number: (305) 222-4600

2) Seminole Casino Hotel Immokalee

506 S 1st ST

Immokalee, FL 34142

Phone number: (239) 658-1313

3) Seminole Casino Brighton

17735 Reservation Rd

Okeechobee, FL 34974

Phone number: (863) 467-9998

4) Seminole Casino Coconut Creek

4 – 5550 NW 40th St

Coconut Creek, FL 33073

Phone number: (954) 977-6700

5) Seminole Hard Rock Hotel & Casino Hollywood

1 Seminole Way

Fort Lauderdale, FL 33314

Phone number: (866) 502-7529

6) Seminole Hard Rock Hotel & Casino Tampa

5223 Orient Rd

Tampa, FL 33610

Phone number: (813) 627-7625

7) Seminole Classic Casino Hollywood

4150 N State Rd 7

Hollywood, FL 33021

Phone number: (954) 961-3220

History of Gambling in Florida

Slot machines and jai alai games are legalized.

Florida repeals the one-armed bandit’s slot machines only two years after they’re legalized.

The Seminole Tribe opens Florida’s first high-stakes Indian bingo hall where bingo jackpots are over $100.

“Cruises to nowhere” are simulcasting are introduced.

Seminole casinos introduce poker to their game floors.

Card rooms are legalized at pari-mutuel facilities.

Officials seize more than 350 illegal video slot machines that are found in west-central Florida countries.

Tracks and jai alai frontons in Broward and Miami-Dade counties are approved to have slot machines. The Seminole tribe opens two new locations in Tampa and Hollywood called Seminole Hard Rock Hotel & Casino.

The Governor signs an agreement that allows Las Vegas-style slots, baccarat, and blackjack games to be held at the 7 Seminoles tribal casinos. The legislature approves domino games, instant bingo, and regulated poker tournaments to be held in card rooms. They also raise bet limits from $2 to $5 and allow increased hours for slot machine operators.

Is Poker Gambling Legal In Florida

Where Is Gambling Legal In Florida

No-limit 24 hour a day poker games and video lottery terminals are approved at dog and horse tracks by the legislature.

Internet cafes used as fronts for gambling games are banned.

Additional Resources

Is Gambling Legal In Florida

This link takes you to a list of the current pari-mutuel wagering
establishments that hold an operating license for the 2017-2018 year.

This link takes you to the Florida lottery websites information page.

The Future & Your Views

Florida tribal casinos offer bingo, poker, blackjack and several other casino
games for residents to enjoy.

If you want to play roulette or craps, you’ll have to take a cruise ship that
heads to international waters or visit another state.

The only change to Florida gambling laws we see happening soon is daily
fantasy sports. There has been a push to legalize it recently.

Legalizing Florida gambling sites could be in the future, but there hasn’t
been much of a push for it.

Florida law enforcement hasn’t arrested anyone for gambling online, so it’s a
low-risk activity. Only you can decide what your risk tolerance is. Our advice
is to obey the law.

Legal Gambling Age In Florida

If you decide you’re okay with the risk, consider playing at one of the
Florida gambling sites we’ve researched and vetted here.